{"id":23856,"date":"2026-10-01T09:05:00","date_gmt":"2026-10-01T16:05:00","guid":{"rendered":"https:\/\/blog.lecosy.com.mx\/?p=23856"},"modified":"2026-10-01T10:45:17","modified_gmt":"2026-10-01T17:45:17","slug":"enfoque-basado-en-riesgos-estan-listos-para-su-implementacion","status":"publish","type":"post","link":"https:\/\/blog.lecosy.com.mx\/index.php\/2026\/10\/01\/enfoque-basado-en-riesgos-estan-listos-para-su-implementacion\/","title":{"rendered":"Enfoque basado en riesgos: \u00bfEst\u00e1n listos para su implementaci\u00f3n?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-cover alignfull is-light\" style=\"border-radius:0px;padding-top:0;padding-right:0;padding-left:0\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"470\" class=\"wp-block-cover__image-background wp-image-23976 size-large\" alt=\"\" src=\"https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2026\/09\/Banner-54-1024x470.jpg\" style=\"object-position:51% 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Denuncias<\/a><\/li>\n\t<li id=\"menu-item-269\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-269\"><a href=\"javascript:void(0);\" data-href=\"https:\/\/www.lecosy.com.mx\/gobierno-corporativo\">Gobierno Corporativo<\/a><\/li>\n\t<li id=\"menu-item-11098\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-11098\"><a href=\"javascript:void(0);\" data-href=\"https:\/\/lecosy.com.mx\/beneficiario-controlador\">Beneficiario Controlador<\/a><\/li>\n\t<li id=\"menu-item-13758\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-13758\"><a href=\"javascript:void(0);\" data-href=\"https:\/\/lecosy.com.mx\/repse\">REPSE<\/a><\/li>\n\t<li id=\"menu-item-13759\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-13759\"><a href=\"javascript:void(0);\" data-href=\"https:\/\/lecosy.com.mx\/siroc\">SIROC<\/a><\/li>\n\t<li id=\"menu-item-8779\" class=\"menu-item menu-item-type-custom 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href=\"https:\/\/blog.lecosy.com.mx\" class=\"gutenverse-nav-logo\"><\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<button class=\"gutenverse-close-menu\"><i aria-hidden=\"true\" class=\"fas fa-times\"><\/i><\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><\/div>\n\n\n\n<div style=\"height:320px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n\n\n\n<main class=\"wp-block-group alignwide is-layout-flow wp-block-group-is-layout-flow\" style=\"margin-top:var(--wp--preset--spacing--40);padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-essential-blocks-row alignfull eplus-wrapper is-layout-flow  root-eb-row-db898mm\"><div class=\"eb-parent-wrapper eb-parent-eb-row-db898mm \"><div class=\"eb-row-root-container eb-row-db898mm\" data-id=\"eb-row-db898mm\"><div class=\"eb-row-wrapper\"><div class=\"eb-row-inner\">\n<div class=\"wp-block-essential-blocks-column  root-eb-column-uyly1mc\"><div class=\"eb-parent-wrapper eb-parent-eb-column-uyly1mc \"><div class=\"eb-column-wrapper eb-column-uyly1mc\"><div class=\"eb-column-inner\">\n<div class=\"wp-block-columns alignwide eplus-wrapper is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column eplus-wrapper is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:80%\"><h2 style=\"font-size:clamp(26.465px, 1.654rem + ((1vw - 3.2px) * 2.106), 45px);font-style:normal;font-weight:700\" class=\"has-text-align-left wp-block-post-title has-text-color has-custom-color-1-color\">Enfoque basado en riesgos: \u00bfEst\u00e1n listos para su implementaci\u00f3n?<\/h2><\/div>\n\n\n\n<div class=\"wp-block-column eplus-wrapper is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:40%\">\n<div class=\"wp-block-columns are-vertically-aligned-center is-not-stacked-on-mobile eplus-wrapper is-layout-flex wp-container-core-columns-is-layout-2842b8fd wp-block-columns-is-layout-flex\" style=\"padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<div class=\"wp-block-column is-vertically-aligned-center eplus-wrapper is-layout-flow wp-container-core-column-is-layout-7bf3d3b5 wp-block-column-is-layout-flow\" style=\"border-style:none;border-width:0px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;flex-basis:90%\"><div style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.227), 16px);line-height:1\" class=\"has-text-align-right has-link-color wp-elements-a01ba652d07dbbab15a7b7c37fc0574f wp-block-post-author has-text-color has-custom-color-1-color has-dm-sans-font-family\"><div class=\"wp-block-post-author__content\"><p class=\"wp-block-post-author__name\"><a href=\"https:\/\/blog.lecosy.com.mx\/index.php\/author\/fernanda-sesma\/\" target=\"_self\">Fernanda Sesma<\/a><\/p><\/div><\/div>\n\n<div style=\"color:#162c44;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.227), 16px);line-height:1\" class=\"has-text-align-right wp-block-post-date has-text-color\"><time datetime=\"2026-10-01T09:05:00-07:00\">1 octubre, 2026<\/time><\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center eplus-wrapper is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;flex-basis:10%\"><div class=\"aligncenter wp-block-avatar\"><a href=\"https:\/\/blog.lecosy.com.mx\/index.php\/author\/fernanda-sesma\/\" target=\"_self\"  class=\"wp-block-avatar__link\"><img alt='Avatar de Fernanda Sesma' src='https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2023\/07\/Imagen-destacada-para-blog-canal-de-denuncias-03.jpg' srcset='https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2023\/07\/Imagen-destacada-para-blog-canal-de-denuncias-03.jpg 2x' class='avatar avatar-60 photo wp-block-avatar__image' height='60' width='60'  style=\"border-radius:20px;\"\/><\/a><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div>\n<\/main>\n\n\n\n<div class=\"wp-block-essential-blocks-row alignfull eplus-wrapper is-layout-flow  root-eb-row-6z8xkuu\"><div class=\"eb-parent-wrapper eb-parent-eb-row-6z8xkuu \"><div class=\"eb-row-root-container eb-row-6z8xkuu\" data-id=\"eb-row-6z8xkuu\"><div class=\"eb-row-wrapper\"><div class=\"eb-row-inner\">\n<div class=\"wp-block-essential-blocks-column  root-eb-column-gu063k1\"><div class=\"eb-parent-wrapper eb-parent-eb-column-gu063k1 \"><div class=\"eb-column-wrapper eb-column-gu063k1\"><div class=\"eb-column-inner\">\n<div class=\"wp-block-columns alignwide eplus-wrapper is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column eplus-wrapper is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:90%\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-7965da1\" id=\"strong-strong-span-style-color-4778-a-5-class-stk-highlight-strong-resumen-strong-span-strong-strong\" data-block-id=\"7965da1\"><style>.stk-7965da1 .stk-block-heading__bottom-line{height:3px !important;background-color:#4778a5 !important;}.stk-7965da1 {border-top-left-radius:0px !important;border-top-right-radius:0px !important;border-bottom-right-radius:0px !important;border-bottom-left-radius:0px !important;overflow:hidden !important;box-shadow:none !important;border-style:solid !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:0px !important;border-left-width:0px !important;max-width:831px !important;min-width:auto !important;}<\/style><h4 class=\"stk-block-heading__text\"><strong><strong><span style=\"color: #4778a5;\" class=\"stk-highlight\"><strong>Resumen<\/strong><\/span><\/strong><\/strong><\/h4><div class=\"stk-block-heading__bottom-line\"><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-8b190a9 stk-block-background\" data-block-id=\"8b190a9\"><style>.stk-8b190a9 {column-count:1 !important;background-color:#F6F6F6 !important;border-top-left-radius:31px !important;border-top-right-radius:31px !important;border-bottom-right-radius:31px !important;border-bottom-left-radius:31px !important;overflow:hidden !important;align-items:center !important;max-width:1500px !important;min-width:auto !important;margin-bottom:150px !important;display:flex !important;}.stk-8b190a9:before{background-color:#F6F6F6 !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\">El <strong>Enfoque Basado en Riesgo (EBR)<\/strong> representa uno de los cambios m\u00e1s relevantes en el r\u00e9gimen de <strong>Prevenci\u00f3n de Lavado de Dinero (PLD)<\/strong> para quienes realizan Actividades Vulnerables. <br><br>Su implementaci\u00f3n exige pasar de un modelo centrado exclusivamente en el cumplimiento formal de obligaciones a una metodolog\u00eda que permita identificar, evaluar, medir, clasificar, monitorear y mitigar los riesgos conforme a las caracter\u00edsticas reales de cada negocio.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-divider stk-block-divider stk-block stk-08a5956 is-style-bar\" id=\"span-style-color-162-c-44-class-stk-highlight-strong-span-style-color-162-c-44-class-stk-highlight-strong-existe-una-nueva-forma-de-llevar-el-compliance-strong-span-strong-span\" data-block-id=\"08a5956\"><style>.stk-08a5956 hr.stk-block-divider__hr{background:#5c6d7d52 !important;border-radius:calc(5px \/ 2) !important;height:5px !important;width:45% !important;}.stk-08a5956 {border-top-left-radius:0px !important;border-top-right-radius:0px !important;border-bottom-right-radius:0px !important;border-bottom-left-radius:0px !important;overflow:hidden !important;box-shadow:none !important;margin-top:48px !important;margin-bottom:50px !important;}<\/style><hr class=\"stk-block-divider__hr\"\/><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-43c7fbb\" data-block-id=\"43c7fbb\"><style>.stk-43c7fbb {margin-bottom:24px !important;margin-left:0px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\">Con la incorporaci\u00f3n del<strong> Enfoque Basado en Riesgo (EBR)<\/strong> al r\u00e9gimen aplicable a las Actividades Vulnerables, el cumplimiento en materia de PLD adquiere una dimensi\u00f3n distinta: ya no basta con cumplir; es necesario demostrar que las medidas implementadas responden a los riesgos que realmente enfrenta el <strong>Sujeto Obligado<\/strong>.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-c2318bf\" data-block-id=\"c2318bf\"><style>.stk-c2318bf {margin-bottom:24px !important;margin-left:0px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\"><strong><em>En t\u00e9rminos pr\u00e1cticos, esto implica poder responder, con informaci\u00f3n objetiva y documentada:<\/em><\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon-list stk-block-icon-list stk-block stk-bfb0c40 stk-block-background stk--has-background-overlay\" data-block-id=\"bfb0c40\"><style>.stk-bfb0c40 .stk-block-icon-list-item__content{gap:16px !important;}.stk-bfb0c40 {--stk-icon-list-column-count:1 !important;--stk-icon-list-column-gap:26px !important;--stk-icon-list-row-gap:9px !important;--stk-icon-list-marker-color:#fffffe !important;--stk-icon-list-icon-opacity:1 !important;--stk-icon-list-icon-size:20px !important;background-color:linear-gradient(135deg,rgb(71,120,165) 23%,rgb(22,44,68) 100%) !important;border-top-left-radius:22px !important;border-top-right-radius:22px !important;border-bottom-right-radius:22px !important;border-bottom-left-radius:22px !important;overflow:hidden !important;box-shadow:0px 10px 30px #0000000d !important;align-items:center !important;max-width:667px !important;min-width:auto !important;margin-right:auto !important;margin-left:auto !important;display:flex !important;}.stk-bfb0c40 ul, .stk-bfb0c40 ol{padding-left:26px !important;}.stk-bfb0c40:before{background-image:linear-gradient(135deg,rgb(71,120,165) 23%,rgb(22,44,68) 100%) !important;}<\/style><svg style=\"display:none\"><defs><g id=\"stk-icon-list__icon-svg-def-bfb0c40\"><svg class=\"ugb-custom-icon\"   viewBox=\"0 0 488 494\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g filter=\"url(#filter0_d_5422_65-90060)\">\n<circle cx=\"243.881\" cy=\"246.878\" r=\"221.649\" transform=\"rotate(89.647 243.881 246.878)\" fill=\"#D9D9D9\" fill-opacity=\"0.2\" shape-rendering=\"crispEdges\"\/>\n<\/g>\n<path d=\"M239.647 25.2705C362.039 22.9318 463.152 120.253 465.491 242.645C467.83 365.036 370.508 466.149 248.117 468.488C125.725 470.827 24.6119 373.505 22.2732 251.114C19.9345 128.723 117.256 27.6091 239.647 25.2705ZM245.684 341.198C297.775 340.203 339.196 297.168 338.201 245.077C337.206 192.986 294.171 151.565 242.08 152.56C189.989 153.556 148.568 196.591 149.563 248.682C150.558 300.772 193.593 342.194 245.684 341.198Z\" fill=\"white\"\/>\n<defs>\n<filter id=\"filter0_d_5422_65-90060\" x=\"18.2305\" y=\"25.2266\" width=\"451.301\" height=\"451.301\" filterUnits=\"userSpaceOnUse\" color-interpolation-filters=\"sRGB\">\n<feFlood flood-opacity=\"0\" result=\"BackgroundImageFix\"\/>\n<feColorMatrix in=\"SourceAlpha\" type=\"matrix\" values=\"0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 127 0\" result=\"hardAlpha\"\/>\n<feOffset dy=\"4\"\/>\n<feGaussianBlur stdDeviation=\"2\"\/>\n<feComposite in2=\"hardAlpha\" operator=\"out\"\/>\n<feColorMatrix type=\"matrix\" values=\"0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0.25 0\"\/>\n<feBlend mode=\"normal\" in2=\"BackgroundImageFix\" result=\"effect1_dropShadow_5422_65\"\/>\n<feBlend mode=\"normal\" in=\"SourceGraphic\" in2=\"effect1_dropShadow_5422_65\" result=\"shape\"\/>\n<\/filter>\n<\/defs>\n<\/svg><\/g><\/defs><\/svg><ul class=\"stk-block-icon-list__ul stk-block-icon-list--column\">\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-d3a1cbf\" data-block-id=\"d3a1cbf\"><style>.stk-d3a1cbf .stk-block-icon-list-item__text{color:#fffffe !important;}<\/style><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-bfb0c40\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text has-text-color\">\u00bfA qu\u00e9 riesgos estamos expuestos?<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-ab61967\" data-block-id=\"ab61967\"><style>.stk-ab61967 .stk-block-icon-list-item__text{color:#fffffe !important;}<\/style><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-bfb0c40\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text has-text-color\">\u00bfQu\u00e9 caracter\u00edsticas de nuestra operaci\u00f3n generan esa exposici\u00f3n?<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-cdf8d80\" data-block-id=\"cdf8d80\"><style>.stk-cdf8d80 .stk-block-icon-list-item__text{color:#fffffe !important;}<\/style><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-bfb0c40\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text has-text-color\">\u00bfQu\u00e9 tan relevante es cada riesgo?<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-7326c58\" data-block-id=\"7326c58\"><style>.stk-7326c58 .stk-block-icon-list-item__text{color:#fffffe !important;}<\/style><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-bfb0c40\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text has-text-color\">\u00bfQu\u00e9 clientes u operaciones presentan una mayor exposici\u00f3n?<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-5a862d7\" data-block-id=\"5a862d7\"><style>.stk-5a862d7 .stk-block-icon-list-item__text{color:#fffffe !important;}<\/style><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-bfb0c40\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text has-text-color\">\u00bfQu\u00e9 controles tenemos para reducirla?<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-d72d89f\" data-block-id=\"d72d89f\"><style>.stk-d72d89f .stk-block-icon-list-item__text{color:#fffffe !important;}<\/style><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-bfb0c40\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text has-text-color\">\u00bfC\u00f3mo sabemos si esos controles est\u00e1n funcionando?<\/span><\/div><\/li>\n<\/ul><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-fe85484\" data-block-id=\"fe85484\"><style>.stk-fe85484 {margin-bottom:0px !important;margin-left:0px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\">Por ello, el EBR no consiste \u00fanicamente en elaborar una matriz y asignar una calificaci\u00f3n. Se trata de establecer una metodolog\u00eda permanente de gesti\u00f3n de riesgos, capaz de identificar, analizar, entender, medir y mitigar la exposici\u00f3n del Sujeto Obligado.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-divider stk-block-divider stk-block stk-7d08570 is-style-bar\" id=\"span-style-color-162-c-44-class-stk-highlight-strong-span-style-color-162-c-44-class-stk-highlight-strong-existe-una-nueva-forma-de-llevar-el-compliance-strong-span-strong-span\" data-block-id=\"7d08570\"><style>.stk-7d08570 hr.stk-block-divider__hr{background:#5c6d7d52 !important;border-radius:calc(5px \/ 2) !important;height:5px !important;width:45% !important;}.stk-7d08570 {border-top-left-radius:0px !important;border-top-right-radius:0px !important;border-bottom-right-radius:0px !important;border-bottom-left-radius:0px !important;overflow:hidden !important;box-shadow:none !important;margin-top:48px !important;margin-bottom:50px !important;}<\/style><hr class=\"stk-block-divider__hr\"\/><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-d392b7d\" id=\"strong-strong-span-style-color-4778-a-5-class-stk-highlight-strong-como-debe-construirse-una-metodologia-de-enfoque-basado-en-riesgo-strong-span-strong-strong\" data-block-id=\"d392b7d\"><style>.stk-d392b7d .stk-block-heading__bottom-line{height:3px !important;background-color:#4778a5 !important;}.stk-d392b7d {border-top-left-radius:0px !important;border-top-right-radius:0px !important;border-bottom-right-radius:0px !important;border-bottom-left-radius:0px !important;overflow:hidden !important;box-shadow:none !important;border-style:solid !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:0px !important;border-left-width:0px !important;max-width:1500px !important;min-width:auto !important;}<\/style><h4 class=\"stk-block-heading__text\"><strong><strong><span style=\"color: #4778a5;\" class=\"stk-highlight\"><strong>\u00bfC\u00f3mo debe construirse una metodolog\u00eda de enfoque basado en riesgo?<\/strong><\/span><\/strong><\/strong><\/h4><div class=\"stk-block-heading__bottom-line\"><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-886b33e\" data-block-id=\"886b33e\"><style>.stk-886b33e {margin-left:0px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\">La metodolog\u00eda debe partir de una premisa fundamental: <strong><em>el riesgo debe analizarse considerando las caracter\u00edsticas particulares de cada Actividad Vulnerable.<\/em><\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-28d21d7\" data-block-id=\"28d21d7\"><p class=\"stk-block-text__text\"><strong>Las nuevas Reglas de Car\u00e1cter General establecen como elementos m\u00ednimos de an\u00e1lisis:<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-image aligncenter stk-block-image stk-block stk-b2be2b8\" data-block-id=\"b2be2b8\"><style>.stk-b2be2b8 {margin-bottom:0px !important;}.stk-b2be2b8 .stk-img-wrapper{width:62% !important;}.stk-b2be2b8 .stk-img-wrapper img{transform:scale(1) !important;}@media screen and (max-width: 767px){.stk-b2be2b8 {min-height:354px !important;align-items:center !important;max-width:2000px !important;min-width:auto !important;margin-bottom:0px !important;display:flex !important;}.stk-b2be2b8 .stk-img-wrapper{width:100% !important;height:320px !important;}.stk-b2be2b8 .stk-img-wrapper img{object-position:35% 51% !important;}}<\/style><figure><span class=\"stk-img-wrapper stk-image--shape-stretch stk--has-lightbox\"><img loading=\"lazy\" decoding=\"async\" class=\"stk-img wp-image-23901\" src=\"https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2026\/09\/31818133_persentation1213-1-4-1.png\" width=\"1517\" height=\"1438\" srcset=\"https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2026\/09\/31818133_persentation1213-1-4-1.png 1517w, https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2026\/09\/31818133_persentation1213-1-4-1-300x284.png 300w, https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2026\/09\/31818133_persentation1213-1-4-1-1024x971.png 1024w, https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2026\/09\/31818133_persentation1213-1-4-1-768x728.png 768w\" sizes=\"auto, (max-width: 1517px) 100vw, 1517px\" \/><\/span><\/figure><\/div>\n\n\n\n<div class=\"wp-block-stackable-divider stk-block-divider stk-block stk-d5e51fc is-style-bar\" id=\"span-style-color-162-c-44-class-stk-highlight-strong-span-style-color-162-c-44-class-stk-highlight-strong-existe-una-nueva-forma-de-llevar-el-compliance-strong-span-strong-span\" data-block-id=\"d5e51fc\"><style>.stk-d5e51fc hr.stk-block-divider__hr{background:#5c6d7d52 !important;border-radius:calc(5px \/ 2) !important;height:5px !important;width:45% !important;}.stk-d5e51fc {border-top-left-radius:0px !important;border-top-right-radius:0px !important;border-bottom-right-radius:0px !important;border-bottom-left-radius:0px !important;overflow:hidden !important;box-shadow:none !important;margin-top:48px !important;margin-bottom:50px !important;}<\/style><hr class=\"stk-block-divider__hr\"\/><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-2c582d9\" id=\"strong-strong-span-style-color-4778-a-5-class-stk-highlight-strong-strong-que-informacion-debe-utilizarse-strong-strong-span-strong-strong\" data-block-id=\"2c582d9\"><style>.stk-2c582d9 .stk-block-heading__bottom-line{height:3px !important;background-color:#4778a5 !important;}.stk-2c582d9 {border-top-left-radius:0px !important;border-top-right-radius:0px !important;border-bottom-right-radius:0px !important;border-bottom-left-radius:0px !important;overflow:hidden !important;box-shadow:none !important;border-style:solid !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:0px !important;border-left-width:0px !important;max-width:1500px !important;min-width:auto !important;}<\/style><h4 class=\"stk-block-heading__text\"><strong><strong><span style=\"color: #4778a5;\" class=\"stk-highlight\"><strong><strong>\u00bfQu\u00e9 informaci\u00f3n debe utilizarse?<\/strong><\/strong><\/span><\/strong><\/strong><\/h4><div class=\"stk-block-heading__bottom-line\"><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-e4d189d\" data-block-id=\"e4d189d\"><style>.stk-e4d189d {margin-bottom:12px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-e4d189d-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-193829e\" data-v=\"4\" data-block-id=\"193829e\"><style>@media screen and (min-width: 768px){.stk-193829e {flex:var(--stk-flex-grow, 1) 1 calc(69% - var(--stk-column-gap, 0px) * 1 \/ 2 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-193829e-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-193829e-inner-blocks\">\n<div class=\"wp-block-stackable-icon-list stk-block-icon-list stk-block stk-7f1f633\" data-block-id=\"7f1f633\"><style>.stk-7f1f633 .stk-block-icon-list-item__content{gap:20px !important;}.stk-7f1f633 {--stk-icon-list-row-gap:23px !important;--stk-icon-list-marker-color:#162c44 !important;--stk-icon-list-icon-size:23px !important;}.stk-7f1f633 ul, .stk-7f1f633 ol{padding-left:5px !important;}<\/style><svg style=\"display:none\"><defs><g id=\"stk-icon-list__icon-svg-def-7f1f633\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"\/><\/svg><\/g><\/defs><\/svg><ul class=\"stk-block-icon-list__ul stk-block-icon-list--column\">\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-1ef4ff8\" data-block-id=\"1ef4ff8\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-7f1f633\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Para los sujetos obligados que ya cuentan con operaciones, las nuevas Reglas contemplan el uso de informaci\u00f3n hist\u00f3rica de un periodo no menor a 12 meses.<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-40e6520\" data-block-id=\"40e6520\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-7f1f633\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Cuando el sujeto obligado a\u00fan no cuente con informaci\u00f3n hist\u00f3rica suficiente, deber\u00e1 utilizar datos proyectados y actualizar la metodolog\u00eda al cumplir su primer a\u00f1o de operaci\u00f3n.<\/span><\/div><\/li>\n<\/ul><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-19357bc\" data-v=\"4\" data-block-id=\"19357bc\"><style>@media screen and (min-width: 768px){.stk-19357bc {flex:var(--stk-flex-grow, 1) 1 calc(31% - var(--stk-column-gap, 0px) * 1 \/ 2 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-19357bc-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-19357bc-inner-blocks\">\n<div class=\"wp-block-stackable-image alignright stk-block-image stk-block stk-1856f50\" data-block-id=\"1856f50\"><style>.stk-1856f50 .stk-img-wrapper img{border-radius:16px !important;}<\/style><figure><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img loading=\"lazy\" decoding=\"async\" class=\"stk-img wp-image-23970\" src=\"https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2026\/09\/Banner-51.jpg\" width=\"1610\" height=\"1040\" srcset=\"https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2026\/09\/Banner-51.jpg 1610w, https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2026\/09\/Banner-51-300x194.jpg 300w, https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2026\/09\/Banner-51-1024x661.jpg 1024w, https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2026\/09\/Banner-51-768x496.jpg 768w, https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2026\/09\/Banner-51-1536x992.jpg 1536w\" sizes=\"auto, (max-width: 1610px) 100vw, 1610px\" \/><\/span><\/figure><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-bf26725\" data-block-id=\"bf26725\"><style>.stk-bf26725 {margin-left:0px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\">Esto significa que la metodolog\u00eda no puede construirse a partir de criterios gen\u00e9ricos o ajenos a la operaci\u00f3n. Debe reflejar las caracter\u00edsticas particulares del negocio y de las operaciones que efectivamente realiza.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-d25eca7\" data-block-id=\"d25eca7\"><style>.stk-d25eca7 {margin-left:0px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\">Una vez identificados los elementos de riesgo, el siguiente paso consiste en definir<strong> indicadores susceptibles de medici\u00f3n.<\/strong> <strong>Por ejemplo<\/strong>:<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-77a6c88\" data-block-id=\"77a6c88\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-77a6c88-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-ca32d0b\" data-v=\"4\" data-block-id=\"ca32d0b\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-ca32d0b-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-ca32d0b-inner-blocks\">\n<div class=\"wp-block-essential-blocks-advanced-tabs alignwide  root-eb-advanced-tabs-387gu\"><div class=\"eb-parent-wrapper eb-parent-eb-advanced-tabs-387gu \"><div class=\"eb-advanced-tabs-387gu eb-advanced-tabs-wrapper horizontal \" data-min-height=\"true\"><div class=\"eb-tabs-nav \"><ul class=\"tabTitles\" data-tabs-ul-id=\"eb-advanced-tabs-387gu\"><li data-title-tab-id=\"1\" data-title-custom-id=\"\" class=\"active\"><div class=\"tab-title-wrap\"><h4 class=\"tab-title-text\"><strong><strong>Dentro del factor &#8220;Clientes o Usuarios&#8221; podr\u00edan analizarse variables como:<\/strong><\/strong><\/h4><\/div><\/li><li data-title-tab-id=\"2\" data-title-custom-id=\"\" class=\"inactive\"><div class=\"tab-title-wrap\"><h4 class=\"tab-title-text\"><strong><strong>En materia transaccional, podr\u00edan considerarse:<\/strong><\/strong><\/h4><\/div><\/li><\/ul><\/div><div class=\"eb-tabs-contents\">\n<div class=\"eb-tab-wrapper\" data-tab-id=\"1\" data-tab-parent-id=\"eb-advanced-tabs-387gu\"><div class=\"eb-tab-inner\">\n<div class=\"wp-block-stackable-icon-list stk-block-icon-list stk-block stk-1619f83\" data-block-id=\"1619f83\"><style>.stk-1619f83 .stk-block-icon-list-item__content{gap:12px !important;}.stk-1619f83 {--stk-icon-list-row-gap:9px !important;--stk-icon-list-marker-color:#162c44 !important;--stk-icon-list-icon-size:18px !important;margin-top:10px !important;}.stk-1619f83 ul, .stk-1619f83 ol{padding-left:31px !important;}<\/style><svg style=\"display:none\"><defs><g id=\"stk-icon-list__icon-svg-def-1619f83\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"\/><\/svg><\/g><\/defs><\/svg><ul class=\"stk-block-icon-list__ul stk-block-icon-list--column\">\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-173df4d\" data-block-id=\"173df4d\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-1619f83\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Tipo de persona;<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-150712f\" data-block-id=\"150712f\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-1619f83\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Nacionalidad;<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-84151b2\" data-block-id=\"84151b2\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-1619f83\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Lugar de residencia;<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-dfe1793\" data-block-id=\"dfe1793\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-1619f83\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Actividad econ\u00f3mica;<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-7fdddf0\" data-block-id=\"7fdddf0\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-1619f83\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Antig\u00fcedad o fecha de constituci\u00f3n;<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-785ab0e\" data-block-id=\"785ab0e\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-1619f83\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Fuentes de ingresos; y<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-a4a6d72\" data-block-id=\"a4a6d72\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-1619f83\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Prop\u00f3sito de la relaci\u00f3n de negocios.<\/span><\/div><\/li>\n<\/ul><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"eb-tab-wrapper\" data-tab-id=\"2\" data-tab-parent-id=\"eb-advanced-tabs-387gu\"><div class=\"eb-tab-inner\">\n<div class=\"wp-block-stackable-icon-list stk-block-icon-list stk-block stk-c6ddfab\" data-block-id=\"c6ddfab\"><style>.stk-c6ddfab .stk-block-icon-list-item__content{gap:12px !important;}.stk-c6ddfab {--stk-icon-list-row-gap:9px !important;--stk-icon-list-marker-color:#162c44 !important;--stk-icon-list-icon-size:18px !important;margin-top:10px !important;}.stk-c6ddfab ul, .stk-c6ddfab ol{padding-left:31px !important;}<\/style><svg style=\"display:none\"><defs><g id=\"stk-icon-list__icon-svg-def-c6ddfab\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"\/><\/svg><\/g><\/defs><\/svg><ul class=\"stk-block-icon-list__ul stk-block-icon-list--column\">\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-7742212\" data-block-id=\"7742212\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-c6ddfab\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Tipo de operaci\u00f3n;<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-d7d2fd1\" data-block-id=\"d7d2fd1\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-c6ddfab\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Volumen;<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-862f90f\" data-block-id=\"862f90f\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-c6ddfab\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Frecuencia;<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-ddb30d8\" data-block-id=\"ddb30d8\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-c6ddfab\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Monto;<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-01db7ba\" data-block-id=\"01db7ba\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-c6ddfab\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">N\u00famero de contrapartes;<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-4060765\" data-block-id=\"4060765\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-c6ddfab\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Origen y destino de los recursos;<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-d07028e\" data-block-id=\"d07028e\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-c6ddfab\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Instrumento monetario; y<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-364678d\" data-block-id=\"364678d\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-c6ddfab\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Moneda utilizada.<\/span><\/div><\/li>\n<\/ul><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-ac9b7c1\" data-block-id=\"ac9b7c1\"><style>.stk-ac9b7c1 {margin-left:0px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\">La metodolog\u00eda debe establecer c\u00f3mo se analizar\u00e1 cada factor, qu\u00e9 caracter\u00edsticas ser\u00e1n relevantes y c\u00f3mo se determinar\u00e1 su incidencia en la exposici\u00f3n al riesgo del sujeto obligado. Por ello, el siguiente paso consiste en transformar los factores identificados en indicadores <strong>susceptibles de medici\u00f3n<\/strong>.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-c4d4802\" data-block-id=\"c4d4802\"><style>.stk-c4d4802 {margin-left:0px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\"><strong>Una de las formas m\u00e1s comunes de estructurar la medici\u00f3n es utilizar una escala num\u00e9rica del 1&#215;5 en donde:<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon-list stk-block-icon-list stk-block stk-4d13121 stk-block-background stk--has-background-overlay\" data-block-id=\"4d13121\"><style>.stk-4d13121 .stk-block-icon-list-item__content{gap:0px !important;margin-inline:auto !important;}.stk-4d13121 {--stk-icon-list-column-count:1 !important;--stk-icon-list-column-gap:26px !important;--stk-icon-list-row-gap:12px !important;--stk-icon-list-marker-color:#fffffe !important;--stk-icon-list-icon-opacity:1 !important;--stk-icon-list-icon-size:0px !important;background-color:linear-gradient(135deg,rgb(71,120,165) 23%,rgb(22,44,68) 100%) !important;border-top-left-radius:22px !important;border-top-right-radius:22px !important;border-bottom-right-radius:22px !important;border-bottom-left-radius:22px !important;overflow:hidden !important;box-shadow:0px 10px 30px #0000000d !important;align-items:center !important;max-width:667px !important;min-width:auto !important;margin-right:auto !important;margin-left:auto !important;display:flex !important;}.stk-4d13121 ul, .stk-4d13121 ol{padding-left:0px !important;}.stk-4d13121 ul .stk-block-icon-list-item__content .stk--svg-wrapper{margin-right:0px !important;}.stk-4d13121:before{background-image:linear-gradient(135deg,rgb(71,120,165) 23%,rgb(22,44,68) 100%) !important;}<\/style><svg style=\"display:none\"><defs><g id=\"stk-icon-list__icon-svg-def-4d13121\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 190 190\"><polygon points=\"173.8,28.4 60.4,141.8 15.7,97.2 5.1,107.8 60.4,163 184.4,39 173.8,28.4\"\/><\/svg><\/g><\/defs><\/svg><ul class=\"stk-block-icon-list__ul stk-block-icon-list--column\">\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-1be7602\" data-block-id=\"1be7602\"><style>.stk-1be7602 .stk-block-icon-list-item__text{color:#fffffe !important;}<\/style><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-4d13121\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text has-text-color\">1 = menor incidencia en la exposici\u00f3n al riesgo<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-8790676\" data-block-id=\"8790676\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-4d13121\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\"><span style=\"color: #fffffe;\" class=\"stk-highlight\">5 = mayor incidencia en la exposici\u00f3n al riesgo<\/span><\/span><\/div><\/li>\n<\/ul><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-e0c7629\" data-block-id=\"e0c7629\"><style>.stk-e0c7629 {margin-bottom:0px !important;margin-left:0px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\">La valoraci\u00f3n asignada no significa que la operaci\u00f3n sea autom\u00e1ticamente de bajo o alto riesgo, lo relevante es que el modelo permita justificar de manera objetiva c\u00f3mo se determina el riesgo.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-divider stk-block-divider stk-block stk-90b589c is-style-bar\" id=\"span-style-color-162-c-44-class-stk-highlight-strong-span-style-color-162-c-44-class-stk-highlight-strong-existe-una-nueva-forma-de-llevar-el-compliance-strong-span-strong-span\" data-block-id=\"90b589c\"><style>.stk-90b589c hr.stk-block-divider__hr{background:#5c6d7d52 !important;border-radius:calc(5px \/ 2) !important;height:5px !important;width:45% !important;}.stk-90b589c {border-top-left-radius:0px !important;border-top-right-radius:0px !important;border-bottom-right-radius:0px !important;border-bottom-left-radius:0px !important;overflow:hidden !important;box-shadow:none !important;margin-top:48px !important;margin-bottom:50px !important;}<\/style><hr class=\"stk-block-divider__hr\"\/><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-bcd3d95\" id=\"strong-strong-span-style-color-4778-a-5-class-stk-highlight-strong-strong-strong-importancia-de-la-ponderacion-strong-strong-strong-span-strong-strong\" data-block-id=\"bcd3d95\"><style>.stk-bcd3d95 .stk-block-heading__bottom-line{height:3px !important;background-color:#4778a5 !important;}.stk-bcd3d95 {border-top-left-radius:0px !important;border-top-right-radius:0px !important;border-bottom-right-radius:0px !important;border-bottom-left-radius:0px !important;overflow:hidden !important;box-shadow:none !important;border-style:solid !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:0px !important;border-left-width:0px !important;max-width:1500px !important;min-width:auto !important;}<\/style><h4 class=\"stk-block-heading__text\"><strong><strong><span style=\"color: #4778a5;\" class=\"stk-highlight\"><strong><strong><strong>Importancia de la ponderaci\u00f3n<\/strong><\/strong><\/strong><\/span><\/strong><\/strong><\/h4><div class=\"stk-block-heading__bottom-line\"><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-cf382d1\" data-block-id=\"cf382d1\"><style>.stk-cf382d1 {margin-left:0px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\">No todos los factores necesariamente tienen la misma relevancia.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-f4866a1\" data-block-id=\"f4866a1\"><style>.stk-f4866a1 {margin-left:0px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\">Por ello, la metodolog\u00eda debe establecer una ponderaci\u00f3n que refleje la importancia relativa de cada elemento dentro del modelo de evaluaci\u00f3n.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-62b84f5\" data-block-id=\"62b84f5\"><style>.stk-62b84f5 {margin-bottom:0px !important;margin-left:0px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\"><strong>Por ejemplo:<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-e5736dc\" data-block-id=\"e5736dc\"><style>@media screen and (max-width: 767px){.stk-e5736dc-column{--stk-columns-spacing:12px !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-e5736dc-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-a562bff\" data-v=\"4\" data-block-id=\"a562bff\"><style>@media screen and (max-width: 767px){.stk-a562bff {flex:var(--stk-flex-grow, 1) 1 calc(50% - var(--stk-column-gap, 0px) * 1 \/ 2 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-a562bff-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-a562bff-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-0998400\" data-block-id=\"0998400\"><style>.stk-0998400 .stk-block-text__text{font-size:25px !important;}@media screen and (max-width: 1023px){.stk-0998400 .stk-block-text__text{font-size:25px !important;}}@media screen and (max-width: 767px){.stk-0998400 .stk-block-text__text{font-size:22px !important;}}<\/style><p class=\"stk-block-text__text has-text-align-center\"><span style=\"color: #162c44;\" class=\"stk-highlight\"><strong><span style=\"text-decoration: underline;\">Elemento<\/span><\/strong><\/span><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-c78cdcd\" data-block-id=\"c78cdcd\"><style>@media screen and (max-width: 767px){.stk-c78cdcd {margin-bottom:10px !important;}.stk-c78cdcd .stk-block-text__text{font-size:14px !important;}}<\/style><p class=\"stk-block-text__text\"><span style=\"color: #162c44;\" class=\"stk-highlight\"><strong>Clientes o usuarios<\/strong><\/span><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-6b37939\" data-block-id=\"6b37939\"><style>@media screen and (max-width: 767px){.stk-6b37939 .stk-block-text__text{font-size:14px !important;}}<\/style><p class=\"stk-block-text__text\"><span style=\"color: #162c44;\" class=\"stk-highlight\"><strong>Actos u operaciones<\/strong><\/span><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-212e580\" data-block-id=\"212e580\"><style>@media screen and (max-width: 767px){.stk-212e580 .stk-block-text__text{font-size:14px !important;}}<\/style><p class=\"stk-block-text__text\"><span style=\"color: #162c44;\" class=\"stk-highlight\"><strong>Pa\u00edses y \u00e1reas geogr\u00e1ficas<\/strong><\/span><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-2b5dff4\" data-block-id=\"2b5dff4\"><style>@media screen and (max-width: 767px){.stk-2b5dff4 .stk-block-text__text{font-size:14px !important;}}<\/style><p class=\"stk-block-text__text\"><span style=\"color: #162c44;\" class=\"stk-highlight\"><strong>Transacciones y canales<\/strong><\/span><\/p><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-db809b7\" data-v=\"4\" data-block-id=\"db809b7\"><style>@media screen and (max-width: 767px){.stk-db809b7 {flex:var(--stk-flex-grow, 1) 1 calc(50% - var(--stk-column-gap, 0px) * 1 \/ 2 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-db809b7-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-db809b7-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-ff63173\" data-block-id=\"ff63173\"><style>.stk-ff63173 .stk-block-text__text{font-size:25px !important;}@media screen and (max-width: 1023px){.stk-ff63173 .stk-block-text__text{font-size:25px !important;}}@media screen and (max-width: 767px){.stk-ff63173 .stk-block-text__text{font-size:22px !important;}}<\/style><p class=\"stk-block-text__text has-text-align-center\"><strong><span style=\"text-decoration: underline;\">Ponderaci\u00f3n<\/span><\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-progress-bar stk-block-progress-bar stk-block stk-5a20211\" data-block-id=\"5a20211\"><style>.stk-5a20211 .stk-progress-bar{--progress-value:25% !important;--progress-color-1:#162c44 !important;}.stk-5a20211 .stk-progress-bar__inner-text{color:#fffffe !important;}@media screen and (max-width: 767px){.stk-5a20211 .stk-progress-bar__inner-text{font-size:14px !important;}}<\/style><div class=\"stk-block-progress-bar__container\"><div class=\"stk-progress-bar stk--with-animation\" role=\"progressbar\" aria-valuemin=\"0\" aria-valuemax=\"100\" aria-valuenow=\"25\"><div class=\"stk-progress-bar__bar\"><span class=\"stk-progress-bar__inner-text has-text-color stk-progress-bar__text\"><\/span><span class=\"stk-progress-bar__inner-text has-text-color stk-progress-bar__progress-value-text\">25%<\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-progress-bar stk-block-progress-bar stk-block stk-d01995d\" data-block-id=\"d01995d\"><style>.stk-d01995d .stk-progress-bar{--progress-value:25% !important;--progress-color-1:#162c44 !important;}.stk-d01995d .stk-progress-bar__inner-text{color:#fffffe !important;}@media screen and (max-width: 767px){.stk-d01995d .stk-progress-bar__inner-text{font-size:14px !important;}}<\/style><div class=\"stk-block-progress-bar__container\"><div class=\"stk-progress-bar stk--with-animation\" role=\"progressbar\" aria-valuemin=\"0\" aria-valuemax=\"100\" aria-valuenow=\"25\"><div class=\"stk-progress-bar__bar\"><span class=\"stk-progress-bar__inner-text has-text-color stk-progress-bar__text\"><\/span><span class=\"stk-progress-bar__inner-text has-text-color stk-progress-bar__progress-value-text\">25%<\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-progress-bar stk-block-progress-bar stk-block stk-a267e6e\" data-block-id=\"a267e6e\"><style>.stk-a267e6e .stk-progress-bar{--progress-value:20% !important;--progress-color-1:#162c44 !important;}.stk-a267e6e .stk-progress-bar__inner-text{color:#fffffe !important;}@media screen and (max-width: 767px){.stk-a267e6e .stk-progress-bar__inner-text{font-size:14px !important;}}<\/style><div class=\"stk-block-progress-bar__container\"><div class=\"stk-progress-bar stk--with-animation\" role=\"progressbar\" aria-valuemin=\"0\" aria-valuemax=\"100\" aria-valuenow=\"20\"><div class=\"stk-progress-bar__bar\"><span class=\"stk-progress-bar__inner-text has-text-color stk-progress-bar__text\"><\/span><span class=\"stk-progress-bar__inner-text has-text-color stk-progress-bar__progress-value-text\">20%<\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-progress-bar stk-block-progress-bar stk-block stk-8a9fcec\" data-block-id=\"8a9fcec\"><style>.stk-8a9fcec .stk-progress-bar{--progress-value:30% !important;--progress-color-1:#162c44 !important;}.stk-8a9fcec .stk-progress-bar__inner-text{color:#fffffe !important;}@media screen and (max-width: 767px){.stk-8a9fcec .stk-progress-bar__inner-text{font-size:14px !important;}}<\/style><div class=\"stk-block-progress-bar__container\"><div class=\"stk-progress-bar stk--with-animation\" role=\"progressbar\" aria-valuemin=\"0\" aria-valuemax=\"100\" aria-valuenow=\"30\"><div class=\"stk-progress-bar__bar\"><span class=\"stk-progress-bar__inner-text has-text-color stk-progress-bar__text\"><\/span><span class=\"stk-progress-bar__inner-text has-text-color stk-progress-bar__progress-value-text\">30%<\/span><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-93d565d\" data-block-id=\"93d565d\"><style>.stk-93d565d {margin-top:10px !important;margin-bottom:0px !important;margin-left:0px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\">La ponderaci\u00f3n debe responder al an\u00e1lisis particular del sujeto obligado y no simplemente replicar un modelo gen\u00e9rico. Su finalidad es que el resultado de la evaluaci\u00f3n refleje de manera razonable cu\u00e1les son los factores que realmente explican su exposici\u00f3n al riesgo.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-divider stk-block-divider stk-block stk-4aec98f is-style-bar\" id=\"span-style-color-162-c-44-class-stk-highlight-strong-span-style-color-162-c-44-class-stk-highlight-strong-existe-una-nueva-forma-de-llevar-el-compliance-strong-span-strong-span\" data-block-id=\"4aec98f\"><style>.stk-4aec98f hr.stk-block-divider__hr{background:#5c6d7d52 !important;border-radius:calc(5px \/ 2) !important;height:5px !important;width:45% !important;}.stk-4aec98f {border-top-left-radius:0px !important;border-top-right-radius:0px !important;border-bottom-right-radius:0px !important;border-bottom-left-radius:0px !important;overflow:hidden !important;box-shadow:none !important;margin-top:48px !important;margin-bottom:50px !important;}<\/style><hr class=\"stk-block-divider__hr\"\/><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-c748ffd\" id=\"strong-strong-span-style-color-4778-a-5-class-stk-highlight-strong-strong-strong-strong-evaluacion-de-riesgo-y-perfil-transaccional-strong-strong-strong-strong-span-strong-strong\" data-block-id=\"c748ffd\"><style>.stk-c748ffd .stk-block-heading__bottom-line{height:3px !important;background-color:#4778a5 !important;}.stk-c748ffd {border-top-left-radius:0px !important;border-top-right-radius:0px !important;border-bottom-right-radius:0px !important;border-bottom-left-radius:0px !important;overflow:hidden !important;box-shadow:none !important;border-style:solid !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:0px !important;border-left-width:0px !important;max-width:1500px !important;min-width:auto !important;}<\/style><h4 class=\"stk-block-heading__text\"><strong><strong><span style=\"color: #4778a5;\" class=\"stk-highlight\"><strong><strong><strong><strong>Evaluaci\u00f3n de riesgo y perfil transaccional.<\/strong><\/strong><\/strong><\/strong><\/span><\/strong><\/strong><\/h4><div class=\"stk-block-heading__bottom-line\"><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-1bb7f4a\" data-block-id=\"1bb7f4a\"><style>.stk-1bb7f4a {margin-bottom:10px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-1bb7f4a-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-f45e13a\" data-v=\"4\" data-block-id=\"f45e13a\"><style>@media screen and (min-width: 768px){.stk-f45e13a {flex:var(--stk-flex-grow, 1) 1 calc(24.7% - var(--stk-column-gap, 0px) * 1 \/ 2 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-f45e13a-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-f45e13a-inner-blocks\">\n<figure class=\"wp-block-image alignleft size-full is-resized has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"907\" height=\"1370\" src=\"https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2026\/09\/Banner-53.jpg\" alt=\"\" class=\"wp-image-23973\" style=\"border-top-left-radius:28px;border-top-right-radius:28px;border-bottom-left-radius:28px;border-bottom-right-radius:28px;aspect-ratio:0.75;object-fit:cover;width:237px;height:auto\" srcset=\"https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2026\/09\/Banner-53.jpg 907w, https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2026\/09\/Banner-53-199x300.jpg 199w, https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2026\/09\/Banner-53-678x1024.jpg 678w, https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2026\/09\/Banner-53-768x1160.jpg 768w\" sizes=\"auto, (max-width: 907px) 100vw, 907px\" \/><\/figure>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-68db4a6\" data-v=\"4\" data-block-id=\"68db4a6\"><style>@media screen and (min-width: 768px){.stk-68db4a6 {flex:var(--stk-flex-grow, 1) 1 calc(75.3% - var(--stk-column-gap, 0px) * 1 \/ 2 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-68db4a6-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-68db4a6-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-bcae2e7\" data-block-id=\"bcae2e7\"><style>.stk-bcae2e7 {margin-right:-12px !important;margin-bottom:15px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\">Los resultados de la metodolog\u00eda deben utilizarse para determinar el <strong>Grado de Riesgo de cada Cliente o Usuaria<\/strong>, considerando los factores que expliquen c\u00f3mo y en qu\u00e9 medida representan un riesgo. La normativa establece, como m\u00ednimo, tres grados de riesgo: <strong>bajo, medio y alto<\/strong>, permitiendo establecer categor\u00edas intermedias cuando el modelo lo requiera.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-e66ab1b\" data-block-id=\"e66ab1b\"><style>.stk-e66ab1b {margin-right:-12px !important;margin-bottom:0px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\">Adem\u00e1s, la evaluaci\u00f3n del Cliente o Usuaria debe vincularse con su <strong>Perfil Transaccional<\/strong>, es decir, con el comportamiento esperado de sus operaciones, considerando elementos como el monto, n\u00famero y frecuencia de las operaciones, as\u00ed como el origen y destino de los recursos o bienes. Esto permite detectar desviaciones entre el comportamiento esperado y el comportamiento real del Cliente o Usuaria.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-divider stk-block-divider stk-block stk-6909b41 is-style-bar\" id=\"span-style-color-162-c-44-class-stk-highlight-strong-span-style-color-162-c-44-class-stk-highlight-strong-existe-una-nueva-forma-de-llevar-el-compliance-strong-span-strong-span\" data-block-id=\"6909b41\"><style>.stk-6909b41 hr.stk-block-divider__hr{background:#5c6d7d52 !important;border-radius:calc(5px \/ 2) !important;height:5px !important;width:45% !important;}.stk-6909b41 {border-top-left-radius:0px !important;border-top-right-radius:0px !important;border-bottom-right-radius:0px !important;border-bottom-left-radius:0px !important;overflow:hidden !important;box-shadow:none !important;margin-top:48px !important;margin-bottom:50px !important;}<\/style><hr class=\"stk-block-divider__hr\"\/><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-0012781\" id=\"strong-strong-span-style-color-4778-a-5-class-stk-highlight-strong-strong-strong-strong-strong-que-sucede-cuando-se-identifica-un-riesgo-mayor-strong-strong-strong-strong-strong-span-strong-strong\" data-block-id=\"0012781\"><style>.stk-0012781 .stk-block-heading__bottom-line{height:3px !important;background-color:#4778a5 !important;}.stk-0012781 {border-top-left-radius:0px !important;border-top-right-radius:0px !important;border-bottom-right-radius:0px !important;border-bottom-left-radius:0px !important;overflow:hidden !important;box-shadow:none !important;border-style:solid !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:0px !important;border-left-width:0px !important;max-width:1500px !important;min-width:auto !important;}<\/style><h4 class=\"stk-block-heading__text\"><strong><strong><span style=\"color: #4778a5;\" class=\"stk-highlight\"><strong><strong><strong><strong><strong>\u00bfQu\u00e9 sucede cuando se identifica un riesgo mayor?<\/strong><\/strong><\/strong><\/strong><\/strong><\/span><\/strong><\/strong><\/h4><div class=\"stk-block-heading__bottom-line\"><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-fddd78d\" data-block-id=\"fddd78d\"><style>.stk-fddd78d {margin-top:0px !important;margin-left:0px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\">La pLa identificaci\u00f3n de un riesgo no significa necesariamente que deba terminarse una relaci\u00f3n comercial. Lo que exige el EBR es que el Sujeto Obligado cuente con mitigantes proporcionales al riesgo identificado. Dependiendo de la situaci\u00f3n, pueden implementarse medidas como:<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon-list stk-block-icon-list stk-block stk-da42198 stk-block-background stk--has-background-overlay\" data-block-id=\"da42198\"><style>.stk-da42198 .stk-block-icon-list-item__content{gap:16px !important;}.stk-da42198 {--stk-icon-list-column-count:1 !important;--stk-icon-list-column-gap:26px !important;--stk-icon-list-row-gap:9px !important;--stk-icon-list-marker-color:#fffffe !important;--stk-icon-list-icon-opacity:1 !important;--stk-icon-list-icon-size:20px !important;background-color:linear-gradient(135deg,rgb(71,120,165) 23%,rgb(22,44,68) 100%) !important;border-top-left-radius:22px !important;border-top-right-radius:22px !important;border-bottom-right-radius:22px !important;border-bottom-left-radius:22px !important;overflow:hidden !important;box-shadow:0px 10px 30px #0000000d !important;align-items:center !important;max-width:765px !important;min-width:auto !important;margin-right:auto !important;margin-left:auto !important;display:flex !important;}.stk-da42198 ul, .stk-da42198 ol{padding-left:26px !important;}.stk-da42198:before{background-image:linear-gradient(135deg,rgb(71,120,165) 23%,rgb(22,44,68) 100%) !important;}<\/style><svg style=\"display:none\"><defs><g id=\"stk-icon-list__icon-svg-def-da42198\"><svg class=\"ugb-custom-icon\"   viewBox=\"0 0 488 494\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g filter=\"url(#filter0_d_5422_65-90060)\">\n<circle cx=\"243.881\" cy=\"246.878\" r=\"221.649\" transform=\"rotate(89.647 243.881 246.878)\" fill=\"#D9D9D9\" fill-opacity=\"0.2\" shape-rendering=\"crispEdges\"\/>\n<\/g>\n<path d=\"M239.647 25.2705C362.039 22.9318 463.152 120.253 465.491 242.645C467.83 365.036 370.508 466.149 248.117 468.488C125.725 470.827 24.6119 373.505 22.2732 251.114C19.9345 128.723 117.256 27.6091 239.647 25.2705ZM245.684 341.198C297.775 340.203 339.196 297.168 338.201 245.077C337.206 192.986 294.171 151.565 242.08 152.56C189.989 153.556 148.568 196.591 149.563 248.682C150.558 300.772 193.593 342.194 245.684 341.198Z\" fill=\"white\"\/>\n<defs>\n<filter id=\"filter0_d_5422_65-90060\" x=\"18.2305\" y=\"25.2266\" width=\"451.301\" height=\"451.301\" filterUnits=\"userSpaceOnUse\" color-interpolation-filters=\"sRGB\">\n<feFlood flood-opacity=\"0\" result=\"BackgroundImageFix\"\/>\n<feColorMatrix in=\"SourceAlpha\" type=\"matrix\" values=\"0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 127 0\" result=\"hardAlpha\"\/>\n<feOffset dy=\"4\"\/>\n<feGaussianBlur stdDeviation=\"2\"\/>\n<feComposite in2=\"hardAlpha\" operator=\"out\"\/>\n<feColorMatrix type=\"matrix\" values=\"0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0.25 0\"\/>\n<feBlend mode=\"normal\" in2=\"BackgroundImageFix\" result=\"effect1_dropShadow_5422_65\"\/>\n<feBlend mode=\"normal\" in=\"SourceGraphic\" in2=\"effect1_dropShadow_5422_65\" result=\"shape\"\/>\n<\/filter>\n<\/defs>\n<\/svg><\/g><\/defs><\/svg><ul class=\"stk-block-icon-list__ul stk-block-icon-list--column\">\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-df60293\" data-block-id=\"df60293\"><style>.stk-df60293 .stk-block-icon-list-item__text{color:#fffffe !important;}<\/style><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-da42198\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text has-text-color\">Solicitar informaci\u00f3n o documentaci\u00f3n adicional;<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-0017dd2\" data-block-id=\"0017dd2\"><style>.stk-0017dd2 .stk-block-icon-list-item__text{color:#fffffe !important;}<\/style><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-da42198\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text has-text-color\">Incrementar la frecuencia de actualizaci\u00f3n del expediente;<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-fb61610\" data-block-id=\"fb61610\"><style>.stk-fb61610 .stk-block-icon-list-item__text{color:#fffffe !important;}<\/style><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-da42198\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text has-text-color\">Realizar un seguimiento m\u00e1s frecuente de las operaciones;<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-c4a1505\" data-block-id=\"c4a1505\"><style>.stk-c4a1505 .stk-block-icon-list-item__text{color:#fffffe !important;}<\/style><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-da42198\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text has-text-color\">Establecer revisiones adicionales;<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-45972cd\" data-block-id=\"45972cd\"><style>.stk-45972cd .stk-block-icon-list-item__text{color:#fffffe !important;}<\/style><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-da42198\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text has-text-color\">Intensificar el monitoreo;<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-0830ceb\" data-block-id=\"0830ceb\"><style>.stk-0830ceb .stk-block-icon-list-item__text{color:#fffffe !important;}<\/style><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-da42198\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text has-text-color\">Establecer medidas reforzadas de conocimiento del Cliente o Usuaria; y<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-b95ab24\" data-block-id=\"b95ab24\"><style>.stk-b95ab24 .stk-block-icon-list-item__text{color:#fffffe !important;}<\/style><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-da42198\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text has-text-color\">Aplicar otras medidas previstas en las pol\u00edticas y procedimientos internos.<\/span><\/div><\/li>\n<\/ul><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-7dbb46d\" data-block-id=\"7dbb46d\"><style>.stk-7dbb46d {margin-top:0px !important;margin-bottom:0px !important;margin-left:0px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\">El objetivo no es eliminar completamente el riesgo, lo cual en la pr\u00e1ctica no siempre es posible, sino <strong>administrarlo y mantenerlo dentro de un nivel de tolerancia aceptable<\/strong>, conforme a la metodolog\u00eda y a las pol\u00edticas internas del Sujeto Obligado.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-divider stk-block-divider stk-block stk-9bc8e3f is-style-bar\" id=\"span-style-color-162-c-44-class-stk-highlight-strong-span-style-color-162-c-44-class-stk-highlight-strong-existe-una-nueva-forma-de-llevar-el-compliance-strong-span-strong-span\" data-block-id=\"9bc8e3f\"><style>.stk-9bc8e3f hr.stk-block-divider__hr{background:#5c6d7d52 !important;border-radius:calc(5px \/ 2) !important;height:5px !important;width:45% !important;}.stk-9bc8e3f {border-top-left-radius:0px !important;border-top-right-radius:0px !important;border-bottom-right-radius:0px !important;border-bottom-left-radius:0px !important;overflow:hidden !important;box-shadow:none !important;margin-top:48px !important;margin-bottom:50px !important;}<\/style><hr class=\"stk-block-divider__hr\"\/><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-32e7b50\" id=\"strong-strong-span-style-color-4778-a-5-class-stk-highlight-strong-strong-strong-strong-strong-strong-actualizacion-strong-strong-strong-strong-strong-strong-span-strong-strong\" data-block-id=\"32e7b50\"><style>.stk-32e7b50 .stk-block-heading__bottom-line{height:3px !important;background-color:#4778a5 !important;}.stk-32e7b50 {border-top-left-radius:0px !important;border-top-right-radius:0px !important;border-bottom-right-radius:0px !important;border-bottom-left-radius:0px !important;overflow:hidden !important;box-shadow:none !important;border-style:solid !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:0px !important;border-left-width:0px !important;max-width:1500px !important;min-width:auto !important;}<\/style><h4 class=\"stk-block-heading__text\"><strong><strong><span style=\"color: #4778a5;\" class=\"stk-highlight\"><strong><strong><strong><strong><strong><strong>Actualizaci\u00f3n<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/span><\/strong><\/strong><\/h4><div class=\"stk-block-heading__bottom-line\"><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-da5e2d1\" data-block-id=\"da5e2d1\"><style>.stk-da5e2d1 {margin-bottom:12px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-da5e2d1-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-17f6bb3\" data-v=\"4\" data-block-id=\"17f6bb3\"><style>@media screen and (min-width: 768px){.stk-17f6bb3 {flex:var(--stk-flex-grow, 1) 1 calc(69% - var(--stk-column-gap, 0px) * 1 \/ 2 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-17f6bb3-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-17f6bb3-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-9a79a14\" data-block-id=\"9a79a14\"><style>.stk-9a79a14 {margin-left:-12px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\">Otro aspecto fundamental es entender que la metodolog\u00eda de EBR no es un documento que se elabora una sola vez y se archiva. Las RCG establecen que el cumplimiento y los resultados de la metodolog\u00eda deben revisarse y actualizarse cuando se detecten nuevos riesgos, cuando se actualice la Evaluaci\u00f3n Nacional de Riesgos o, en t\u00e9rminos generales, en un plazo no mayor a doce meses a partir de que se cuente con los resultados de su implementaci\u00f3n.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-21956ff\" data-block-id=\"21956ff\"><style>.stk-21956ff {margin-left:-12px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\">Adem\u00e1s, las revisiones y actualizaciones deben constar por escrito y mantenerse disponibles para la autoridad.<\/p><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-32bff8c\" data-v=\"4\" data-block-id=\"32bff8c\"><style>@media screen and (min-width: 768px){.stk-32bff8c {flex:var(--stk-flex-grow, 1) 1 calc(31% - var(--stk-column-gap, 0px) * 1 \/ 2 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-32bff8c-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-32bff8c-inner-blocks\">\n<figure class=\"wp-block-image size-full is-resized has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"907\" height=\"1370\" src=\"https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2026\/09\/Banner-55.jpg\" alt=\"\" class=\"wp-image-23974\" style=\"border-radius:22px;aspect-ratio:1;object-fit:cover;object-position:49% 82%;width:250px;height:auto\" srcset=\"https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2026\/09\/Banner-55.jpg 907w, https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2026\/09\/Banner-55-199x300.jpg 199w, https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2026\/09\/Banner-55-678x1024.jpg 678w, https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2026\/09\/Banner-55-768x1160.jpg 768w\" sizes=\"auto, (max-width: 907px) 100vw, 907px\" \/><\/figure>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-divider stk-block-divider stk-block stk-efb336e is-style-bar\" id=\"span-style-color-162-c-44-class-stk-highlight-strong-span-style-color-162-c-44-class-stk-highlight-strong-existe-una-nueva-forma-de-llevar-el-compliance-strong-span-strong-span\" data-block-id=\"efb336e\"><style>.stk-efb336e hr.stk-block-divider__hr{background:#5c6d7d52 !important;border-radius:calc(5px \/ 2) !important;height:5px !important;width:45% !important;}.stk-efb336e {border-top-left-radius:0px !important;border-top-right-radius:0px !important;border-bottom-right-radius:0px !important;border-bottom-left-radius:0px !important;overflow:hidden !important;box-shadow:none !important;margin-top:48px !important;margin-bottom:50px !important;}<\/style><hr class=\"stk-block-divider__hr\"\/><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-c941516\" id=\"strong-strong-span-style-color-4778-a-5-class-stk-highlight-strong-strong-strong-strong-strong-strong-actualizacion-strong-strong-strong-strong-strong-strong-span-strong-strong\" data-block-id=\"c941516\"><style>.stk-c941516 .stk-block-heading__bottom-line{height:3px !important;background-color:#4778a5 !important;}.stk-c941516 {border-top-left-radius:0px !important;border-top-right-radius:0px !important;border-bottom-right-radius:0px !important;border-bottom-left-radius:0px !important;overflow:hidden !important;box-shadow:none !important;border-style:solid !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:0px !important;border-left-width:0px !important;max-width:1500px !important;min-width:auto !important;}<\/style><h4 class=\"stk-block-heading__text\"><strong><strong><span style=\"color: #4778a5;\" class=\"stk-highlight\"><strong><strong><strong><strong><strong><strong><strong>Conclusi\u00f3n<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/span><\/strong><\/strong><\/h4><div class=\"stk-block-heading__bottom-line\"><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-1624485\" data-block-id=\"1624485\"><style>.stk-1624485 {margin-top:0px !important;margin-left:0px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\">La incorporaci\u00f3n del Enfoque Basado en Riesgo marca una evoluci\u00f3n importante en la forma de entender el cumplimiento en materia de PLD. El reto ya no consiste \u00fanicamente en contar con expedientes, presentar avisos o cumplir procedimientos de manera aislada, sino en demostrar que las medidas implementadas responden a los riesgos reales de la operaci\u00f3n.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-4ca2098\" data-block-id=\"4ca2098\"><style>.stk-4ca2098 {margin-top:0px !important;margin-left:0px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\">Una metodolog\u00eda adecuada debe partir del conocimiento del negocio, utilizar informaci\u00f3n objetiva, establecer indicadores medibles, determinar grados de riesgo, definir mitigantes y mantenerse actualizada.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-662c3b0\" data-block-id=\"662c3b0\"><style>.stk-662c3b0 {margin-top:0px !important;margin-left:0px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\">En otras palabras, el EBR no debe convertirse en una matriz m\u00e1s dentro del sistema de cumplimiento; debe convertirse en la herramienta que permita al Sujeto Obligado decidir d\u00f3nde concentrar sus esfuerzos de prevenci\u00f3n y por qu\u00e9.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-4be1b86\" data-block-id=\"4be1b86\"><style>.stk-4be1b86 {margin-top:300px !important;margin-bottom:12px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-4be1b86-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-4cdb381\" data-v=\"4\" data-block-id=\"4cdb381\"><style>@media screen and (min-width: 768px){.stk-4cdb381 {flex:var(--stk-flex-grow, 1) 1 calc(69% - var(--stk-column-gap, 0px) * 1 \/ 2 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-4cdb381-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-4cdb381-inner-blocks\">\n<div class=\"wp-block-stackable-call-to-action stk-block-call-to-action stk-block stk-8e495e7 is-style-default\" data-v=\"2\" data-block-id=\"8e495e7\"><style>.stk-8e495e7 {border-top-left-radius:22px !important;border-top-right-radius:22px !important;border-bottom-right-radius:22px !important;border-bottom-left-radius:22px !important;overflow:hidden !important;box-shadow:0px 10px 60px #0000001a !important;}<\/style><div class=\"stk-block-call-to-action__content stk-content-align stk-8e495e7-column stk-container stk-8e495e7-container stk-hover-parent\"><div class=\"has-text-align-center stk-block-content stk-inner-blocks stk-8e495e7-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-8ab3a22\" id=\"span-style-color-162-c-44-class-stk-highlight-strong-span-style-color-162-c-44-class-stk-highlight-strong-cumpla-con-el-enfoque-basado-en-riesgos-a-traves-de-nuestro-sistema-lecosy-strong-span-strong-span\" data-block-id=\"8ab3a22\"><h3 class=\"stk-block-heading__text\"><span style=\"color: #162c44;\" class=\"stk-highlight\"><strong><span style=\"color: #162c44;\" class=\"stk-highlight\"><strong>Cumpla con el enfoque basado en riesgos a trav\u00e9s de nuestro sistema Lecosy<\/strong><\/span><\/strong><\/span><\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-7b435c6\" data-block-id=\"7b435c6\"><p class=\"stk-block-text__text\"><strong>Pr\u00f3ximamente m\u00f3dulo PLD<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-1f4e058\" data-block-id=\"1f4e058\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-7d1cdae\" data-block-id=\"7d1cdae\"><style>.stk-7d1cdae {border-top-left-radius:14px !important;border-top-right-radius:14px !important;border-bottom-right-radius:14px !important;border-bottom-left-radius:14px !important;overflow:hidden !important;}.stk-7d1cdae .stk-button{padding-top:5px !important;padding-right:10px !important;padding-bottom:5px !important;padding-left:10px !important;background:#4778a5 !important;}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/calendar.google.com\/calendar\/u\/0\/appointments\/schedules\/AcZssZ2toeLcZcjF_xdL-qNc4muDlO4hXeIW2vwuCIxMNb5P6d2TsLh8xgEhM44PS6Wo6kJY_77D3Z21\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"stk-button__inner-text\">Agendar cita<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-4b3e7f5\" data-v=\"4\" data-block-id=\"4b3e7f5\"><style>@media screen and (min-width: 768px){.stk-4b3e7f5 {flex:var(--stk-flex-grow, 1) 1 calc(31% - var(--stk-column-gap, 0px) * 1 \/ 2 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-4b3e7f5-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-4b3e7f5-inner-blocks\">\n<figure class=\"wp-block-image size-full has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"1284\" height=\"1276\" src=\"https:\/\/blog.lecosy.com.mx\/wp-content\/uploads\/2026\/06\/Icono-Lecosy-en-circulo-51.png\" alt=\"\" class=\"wp-image-21680\" style=\"border-radius:22px;aspect-ratio:1;object-fit:cover\"\/><\/figure>\n<\/div><\/div><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column eplus-wrapper is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n<\/div>\n<\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":7,"featured_media":23972,"comment_status":"open","ping_status":"open","sticky":false,"template":"wp-custom-template-plantilla-podcast-1","format":"standard","meta":{"_eb_attr":"","om_disable_all_campaigns":false,"_themeisle_gutenberg_block_has_review":false,"footnotes":"","_ppma_block_editor_authors":"{\"authors\":[48],\"author_categories\":{\"48\":\"1\"},\"fallback_author_user\":\"2\",\"ppma_author_box_select\":\"\",\"selected_authors\":[{\"id\":48,\"display_name\":\"Fernanda 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